Mortgage policy will help you to protect your mortgage payments and insurance premiums for up to 12 months if you become unemployed or suffer a disability (accident or
sickness). If you are taking out the policy to protect a new mortgage or re-mortgage you will receive the first three months cover completely free cover. If you are taking out the policy to protect an existing mortgage, then subject to the unemployment exclusion detailed below, you will receive the first three months cover completely FREE OF CHARGE. if you are taking out the policy to protect an existing mortgage, you will not be covered against any unemployment, which occurs during the free cover period.
This exclusion will not apply if you transfer your cover from another insurer; provided your existing policy has been in force for at least six months and you have not made a claim under that policy.
The main benefits and features of the Mortgage policy:
- It provides full unemployment and disability cover. Unemployment only cover or disability only cover is available at a reduced cost.
- Free cover benefits for both new and existing mortgage borrowers.
- Competitive premium rates after the free cover period.
- Back-to-Day-One benefits payable after 30 days.
- Claim benefits are paid for up to 12 months.
We are able to provide an unparalleled Mortgage service to all our clients. Selecting from over 4,000 mortgage products from our computer database which is updated daily, we can find a mortgage product to suit your own individual requirements. For the self employed we have a selection of products available for customers who cannot prove income or have limited accounting information and for those interested in the buy to let market, we have some niche mortgage schemes ideally suited to this purpose. we advise clients on a wide range of financial matters including: Mortgages, Loans, Home Insurance. We are able to give clear, easy to understand advice to meet your objectives.